{"id":22,"date":"2019-11-04T03:24:55","date_gmt":"2019-11-04T03:24:55","guid":{"rendered":"https:\/\/www.333dentalcare.com\/blog\/?p=22"},"modified":"2019-12-12T03:39:04","modified_gmt":"2019-12-12T03:39:04","slug":"act-before-2019-dental-insurance-benefits-expire","status":"publish","type":"post","link":"https:\/\/www.333dentalcare.com\/blog\/2019\/11\/04\/act-before-2019-dental-insurance-benefits-expire\/","title":{"rendered":"Act Now Before Your 2019 Dental Insurance Benefits Expire!"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"209\" src=\"https:\/\/www.333dentalcare.com\/blog\/wp-content\/uploads\/2019\/12\/rsz_adobestock_113893158-300x209.jpg\" alt=\"Dentist explaining paperwork to woman patient\" class=\"wp-image-23\" srcset=\"https:\/\/www.333dentalcare.com\/blog\/wp-content\/uploads\/2019\/12\/rsz_adobestock_113893158-300x209.jpg 300w, https:\/\/www.333dentalcare.com\/blog\/wp-content\/uploads\/2019\/12\/rsz_adobestock_113893158-768x535.jpg 768w, https:\/\/www.333dentalcare.com\/blog\/wp-content\/uploads\/2019\/12\/rsz_adobestock_113893158-1024x713.jpg 1024w, https:\/\/www.333dentalcare.com\/blog\/wp-content\/uploads\/2019\/12\/rsz_adobestock_113893158.jpg 2001w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure><\/div>\n\n\n\n<p>The 2019 calendar is running out of days fast, which means there are just a few months left to use your remaining dental insurance benefits! While many people do not know this, <a href=\"https:\/\/www.333dentalcare.com\/dental-insurance.html\">dental insurance<\/a> benefits expire at the end of the year and do<em> not<\/em> roll over. Don\u2019t let the hard-earned benefits that you have paid for go unused! Here is some helpful information from a dentist in Magnum on dental insurance and how to maximize your 2019 coverage. <\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">What Does My Dental Insurance Cover? <\/h2>\n\n\n\n<p>While medical insurance is often utilized to help reduce\ntreatment costs in times of emergencies or accidents, dental insurance is\ndesigned to encourage preventive dental care. For this reason, most dental insurance\ncoverage looks like this:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>100%<\/strong> coverage for preventive care, such as biannual checkups, X-rays and professional cleanings.<\/li><li><strong>70%-80%<\/strong> coverage for minor restorative care, such as fillings, extractions, etc. <\/li><li><strong>50%<\/strong> coverage for major restorative care, such as crowns, dentures, etc. <\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Schedule a 2<sup>nd<\/sup> Dental Checkup<\/h2>\n\n\n\n<p>One way to take maximize your dental insurance benefits\nbefore the end of the year is to schedule a second dental checkup. The American\nDental Association recommends biannual dental exams and cleanings to maintain a\nhealthy smile and prevent minor problems from going untreated. As noted above, most\ndental insurance plans are designed to cover essential preventive care \u2013 so your\n2<sup>nd<\/sup> dental checkup will likely cost you $0 out of pocket! &nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Use It or Lose It<\/h2>\n\n\n\n<p>In addition to scheduling a 2<sup>nd<\/sup> dental checkup,\nyou may want to consider getting \u2013 or at least starting \u2013 restorative treatment\nbefore the end of the year in order to reach your annual maximum. <\/p>\n\n\n\n<p>An annual maximum is the highest dollar amount an insurance provider will pay for dental care in a calendar year. If you don\u2019t reach your annual maximum, any leftover benefit amount will expire when your plan resets on January 1<sup>st<\/sup>! <\/p>\n\n\n\n<p>Don\u2019t let the dental insurance benefits you have already paid for go up in smoke! Whether you have $25 or $250 left on your annual maximum, act now to take advantage of your remaining benefits before the end of the year.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Future Could Bring Change <\/h2>\n\n\n\n<p>One final reason to act now and use your remaining dental\nbenefits is that your dental insurance plan today may not be your plan of\ntomorrow. Dental insurance companies change their policies frequently, with new\npremiums, deductibles and annual maximums usually applied at the beginning of\nthe year. If you wait until 2020 to start dental treatment, you could potentially\nend up paying more for the same treatment you could get for less now. <\/p>\n\n\n\n<p>Ring in the new year with a winning smile and a full wallet!\nAct now to maximize your remaining 2019 dental insurance benefits with the help\nof a dentist in Magnum. &nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Author<\/h2>\n\n\n\n<p>Dr. Dustin Lively has over 20 years of experience providing\nquality dental care to residents of his hometown. The Magnum native and proud\nalum of the University of Oklahoma College of Dentistry is in-network with most\nmajor insurance providers. Patients old and new can reach Dr. Lively by\nvisiting the 333 Dental Care <a href=\"https:\/\/www.333dentalcare.com\/contact.html\">website<\/a> or calling <a href=\"tel:%20580-782-2552\">580-782-2552<\/a>. &nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The 2019 calendar is running out of days fast, which means there are just a few months left to use your remaining dental insurance benefits! While many people do not know this, dental insurance benefits expire at the end of the year and do not roll over. Don\u2019t let the hard-earned benefits that you have [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-22","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.333dentalcare.com\/blog\/wp-json\/wp\/v2\/posts\/22","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.333dentalcare.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.333dentalcare.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.333dentalcare.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.333dentalcare.com\/blog\/wp-json\/wp\/v2\/comments?post=22"}],"version-history":[{"count":3,"href":"https:\/\/www.333dentalcare.com\/blog\/wp-json\/wp\/v2\/posts\/22\/revisions"}],"predecessor-version":[{"id":27,"href":"https:\/\/www.333dentalcare.com\/blog\/wp-json\/wp\/v2\/posts\/22\/revisions\/27"}],"wp:attachment":[{"href":"https:\/\/www.333dentalcare.com\/blog\/wp-json\/wp\/v2\/media?parent=22"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.333dentalcare.com\/blog\/wp-json\/wp\/v2\/categories?post=22"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.333dentalcare.com\/blog\/wp-json\/wp\/v2\/tags?post=22"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}